In our blog “Blockchain’s Napster Moment,” we highlighted the importance of separating the utility of blockchain from the fervor of cryptocurrencies. Since then, XRP made headlines as its value skyrocketed and minted Ripple’s cofounders as the world’s newest billionaires.   Ironically, the hype of XRP stole thunder from the product itself, which deserves far more attention. The product is RippleNet, and more specifically its xCurrent software, which enables near instantaneous cross-border payments between banks. It’s a decentralized private network in which banks—the nodes […]

In this article we explore a database technology that has some intriguing possibilities in the world of finance and banking. While the concept of graph databases has been around since the 1960’s, the technology really began to hit its stride in the 2000’s. By the end of this article, you’ll know what a graph database […]

Blockchain evangelists love to herald that if you plot a timeline of the internet from inception to widespread adoption, blockchain is on the same track. The technology’s Napster moment is imminent: The killer “DApp” (Decentralized Application) that no one can live without is near, and it’s the one that fundamentally changes the world and launches […]